Insights by bill beckham

After 27 years in P&G finance and first-hand franchise ownership, I write about the facts behind franchise investing so you can make confident, data-driven decisions.


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Franchise vs. Startup: Who Really Wins (and Why)
Bill Beckham Bill Beckham

Franchise vs. Startup: Who Really Wins (and Why)

Buying a franchise promises proven systems. Starting your own business offers freedom. But which path actually delivers better returns and lower risk? In this article, Franchise Clarity founder Bill Beckham breaks down four real-world case studies that reveal who really wins (and why). You’ll see the math behind each story — from a 4.3× ROI franchise success to a 7.4× independent startup win, and the red flags that led others to lose millions. Learn how to evaluate your fit, spot inflated Item 19 claims, and avoid costly franchisor traps. Whether you’re a corporate executive, retiree, or veteran considering your next move, this guide will help you make a data-driven, eyes-wide-open decision about franchise vs. startup ownership.

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What a Good Franchisor Looks Like: Green Flags to Watch For
Bill Beckham Bill Beckham

What a Good Franchisor Looks Like: Green Flags to Watch For

Over the last few weeks, I’ve written a lot about red flags in franchising — warning signs buried in the FDD or hidden behind the sales pitch. Those posts have struck a chord, but I don’t want to leave the impression that every franchisor is out to take advantage of you. The truth is, there are strong systems out there. The challenge is knowing how to spot them.

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Franchise Failures Are More Common Than You Think
Bill Beckham Bill Beckham

Franchise Failures Are More Common Than You Think

Franchising is often positioned as a safer way to own a business—brand recognition, a proven model, training, and support all bundled into one package. Compared to starting from scratch, it feels like the odds are in your favor.

But here’s what rarely makes it into the sales pitch: franchise failures happen more often than most people think.

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5 Due diligence mistakes that cost franchisees thousands
Bill Beckham Bill Beckham

5 Due diligence mistakes that cost franchisees thousands

Franchising can look like a “safer bet” than starting from scratch. But every year, smart people still lose money because they rushed through due diligence or trusted the wrong person. This article provides an overview of five common mistakes I see over and over again — and how to avoid them.

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rOI math: what item 19 really tells you (and what it doesn’t)
Bill Beckham Bill Beckham

rOI math: what item 19 really tells you (and what it doesn’t)

For many prospective franchisees, Item 19 is the most scrutinized part of the Franchise Disclosure Document (FDD).

On the surface, it looks like a shortcut to understanding how much money you might make. But here’s the reality: Item 19 is a starting point — not a conclusion. And reading it at face value can lead to costly assumptions.

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Franchise or Founder: Choosing the Right Path After Corporate Life
Bill Beckham Bill Beckham

Franchise or Founder: Choosing the Right Path After Corporate Life

After a layoff or a long career in corporate life, the idea of becoming your own boss can feel both thrilling and terrifying.

For many executives, the word “entrepreneur” starts showing up more often — in conversations, in LinkedIn posts, and in late-night Google searches.

And at some point, two paths come into view:
Start something from scratch... or buy a franchise.

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The Hidden Conflict in franchise brokering
Bill Beckham Bill Beckham

The Hidden Conflict in franchise brokering

When you're evaluating a franchise opportunity, it's common to come across someone who offers to "help you for free." They're often called franchise consultants or brokers…But here’s what most people don’t realize:

Franchise brokers are almost always paid by the franchisor.

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Why the FDD Doesn’t Tell the Whole Story
Bill Beckham Bill Beckham

Why the FDD Doesn’t Tell the Whole Story

The Franchise Disclosure Document (FDD) is meant to protect buyers. It’s long. It’s legally required. It looks official.

But here’s the truth: The FDD is a starting point, not the full story.

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